Agricultural producers with small-scale farms who sell locally can now get simplified insurance coverage through a new policy designed. The Department of Agriculture developed the new Micro Farm policy, which simplifies recordkeeping and covers post-production costs like washing and value-added products. Micro Farm is offered through Whole-Farm Revenue Protection and is geared to local producers. The coverage is available to producers who have a farm operation that earns an average allowable revenue of $100,000 or less, or for carryover insureds, an average allowable revenue of $125,000 or less.

The increase in allowable revenue for a carry-over insured will allow for some farm growth in subsequent years before they become ineligible for the program. RMA’s research shows 85% of producers who sell locally reported they made less than $75,000 in gross sales. Micro Farm is available for the 2022 crop year. Producers with crops insured under another crop insurance policy or a vertically integrated operation will not be eligible.

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